Banks see your past.
We see your future.
We find the errors holding you back and dispute them for you, so you can get the credit you deserve.
See the experience
A quick walkthrough of how Tides helps you move from report to results.
Imagine your credit working for you.
We find the errors holding you back and dispute them for you—so you can get the credit you deserve.
Dispute History
Round 3 • 4 accounts tracked
| Account | Type | Status | Round 1Oct 15 | Round 2Nov 1 | Round 3Nov 20 |
|---|---|---|---|---|---|
Capital One ••4521 | Credit Card | Done | Pending | Partial | Removed |
Midland Credit ••2291 | Collection | Done | Pending | Removed | — |
Portfolio Recovery ••5567 | Collection | Partial | Pending | Pending | Partial |
Chase Bank ••8834 | Auto Loan | Pending | — | — | Pending |
The accounts dragging down your score.
These are the most common negative items we find and dispute for our clients. If it's on your report, we'll find it.
Common Negative Items
Based on thousands of credit reports analyzed
Collections
Medical bills, utility debts, old accounts
78%
of clients
Credit Cards
Late payments, charge-offs, wrong balances
65%
of clients
Auto Loans
Repossessions, late payments, deficiencies
42%
of clients
Mortgages
Foreclosures, incorrect payment history
28%
of clients
Phone & Utilities
Unpaid bills, duplicate accounts
51%
of clients
Retail Cards
Store cards with late payments
38%
of clients
You're unique—and so is your credit.
Most Tides clients are in the program for 4-6 months, but it can be shorter or longer depending on your situation.
Your Credit Repair Timeline
A typical journey through the program
Import Your Reports
Month 1Connect your credit reports from all three bureaus. We securely analyze every account.
We Find The Errors
Month 1Our team identifies inaccuracies, outdated info, and items that shouldn't be there.
Disputes Begin
Month 1-2We send dispute letters to bureaus and creditors. Each round takes 30-45 days for responses.
Track & Repeat
Month 2-5Watch responses come in. We continue disputing until every error is addressed.
Graduation
Month 4-6Once your report is clean and your score has improved, you graduate from the program.
Credit repair that actually works.
Technology meets proven strategies for faster results.
Smart Audit
We analyze your credit reports and build a personalized audit that identifies every error, inaccuracy, and opportunity for improvement.
Real-Time Tracking
See every dispute and score change as it happens.
Fast Results
Most clients see removals within the first round.
Bank-Level Security
Enterprise-grade encryption protects your sensitive information at every step.
Real people. Real results.
Join thousands who've transformed their credit with Tides.
"Went from a 600 to 740 with guidance from Tides! They were super responsive with any questions I had and made sure I knew the process. I can't recommend them enough if you're on the fence."
"Turned my score around in just two months! Kane and his team at Tides were incredibly responsive and helped me understand everything about credit repair. Highly recommend!"
"Kane and the Tides Team are incredibly helpful. They explained every step of the process and I've already seen significant improvements in my score. If you need credit help, this is the place."
"This team exceeded my expectations! They removed multiple negative items I thought would be on my report forever. Worth every penny and then some."
"Tides Credit was a game changer for me. I was skeptical at first, but they delivered results fast. My wife and I can finally look at buying a house!"
"From start to finish, the team at Tides was professional and kept me updated throughout the entire process. My score has improved drastically and I couldn't be happier!"