Tides Complete
One plan. Everything included.
Credit repair, monitoring, and privacy protection — handled by a real specialist. No setup fee, no long-term contracts.
Most popular
Tides Complete
Individual
Everything you need to fix your credit, for one person.
$199/month
No setup fee · cancel anytime
+ SmartCredit monitoring ($5.99 first week, then $29.95/mo)
Tides Complete
Couples
Full coverage for two people on one account.
$299/month
No setup fee · cancel anytime
+ SmartCredit monitoring ($5.99 first week, then $29.95/mo)
SmartCredit provides your 3-bureau credit reports and scores, updated monthly.
Everything included in Tides Complete
One plan covers the whole journey — the same full feature set for Individual and Couples.
Disputes, handled
- Dedicated credit specialist on your case
- AI-powered dispute letters
- Unlimited dispute rounds
- Bureau, creditor & collector disputes
- Inquiry removal
- All 3 bureau reports & error identification
Tools to get ahead
- Personalized action plan
- Score tracking dashboard
- Debt-payoff planner
- Score simulator
- Personal credit coach
- Mobile app access
Privacy & monitoring
- Data-broker scan & removal
- 3-bureau credit monitoring
- Real-time progress updates
- Phone & email support
Peace of mind
- 90-day money-back guarantee
- Cancel anytime
- No setup fee, no hidden fees
Ready to fix your credit?
Join thousands of people who have improved their credit scores with Tides.