Simple, transparent pricing
No hidden fees, no long-term contracts. Just results-driven credit repair.
Singles Basic
Credit repair essentials for one person
$105/month
+ $99 one-time setup fee
+ SmartCredit monitoring ($5.99 first week, then $21.95/mo)
Recommended
Singles Plus
Priority service + dedicated specialist
$170/month
+ $99 one-time setup fee
+ SmartCredit monitoring ($5.99 first week, then $21.95/mo)
Need a couples plan? We offer Couples Basic and Couples Plus with waived setup fees. View all plans during signup →
Pay for Delete
Performance-BasedOnly pay when we successfully remove negative items from your credit report. No monthly fees, no setup costs—just results.
SmartCredit provides your 3-bureau credit reports and scores, updated monthly.
Compare Features
Basic
From $105/month
Plus
From $170/month
| Credit Analysis | Basic | Plus |
|---|---|---|
| Smart Credit Audit | ||
| All 3 Bureau Reports | ||
| Error Identification | ||
| Personalized Action Plan | ||
| Score Tracking Dashboard |
| Dispute Services | Basic | Plus |
|---|---|---|
| AI-Powered Dispute Letters | ||
| Dispute Rounds | Up to 6 | Unlimited |
| Bureau Disputes | ||
| Creditor Disputes | ||
| Collector Disputes | ||
| Inquiry Removal |
| Support & Service | Basic | Plus |
|---|---|---|
| Mobile App Access | ||
| Real-Time Progress Updates | ||
| Email Support | ||
| Phone Support | ||
| Dedicated Credit Specialist | ||
| Priority Processing |
| Guarantees | Basic | Plus |
|---|---|---|
| 90-Day Money Back Guarantee | ||
| Cancel Anytime | ||
| No Hidden Fees |
Ready to fix your credit?
Join thousands of people who have improved their credit scores with Tides.